Smart bank is just a smart banking machine, which is similar to traditional ATM machines. It can provide all-weather remote manual services. It can not only realize the deposit and withdrawal and transfer functions of traditional ATMs, but also do things that traditional ATMs cannot. : That is, self-service account opening, self-service application for savings and credit cards.

When a customer comes to handle business, a live video of the customer service staff will appear on the smart bank's screen to communicate with the customer on-site, guide the customer to fill in the electronic receipt, and handle the business step by step.

The 24-hour smart bank develops new service models through technological innovation, organically integrates local customer self-service and remote seat assistance, and performs operations and authorization applications on remote terminals, replacing ordinary tellers' business operations at the counter.